You are operating a business and it is just you, a single gentleman or maybe even a single woman. You are very savvy within the business community, after years of being employed with a large corporation.  Never once in all the years of being an employee, did you have to give a thought to medical […]

Empire Blue Cross and Blue Shield is an independent licensee of Blue Cross and Blue Shield which is a major health plan association. They have about 5 million members in New York and across the US. The Blue Cross and Blue Shield Association has been in existence for 80 years and has grown to 39 […]

Health insurance premiums no matter what health plan you have is spent on two things:on medical costs and administrative costs. The part of your premium that goes to your medical services is called the medical loss ratio. The higher the medical loss ratio of a health insurance company, the lower their profit is. According to […]

Empire was founded in 1934 as a New York-based hospital insurance provider. They are a subsidiary of WellPoint, Inc., the largest publicly traded health benefits company in the country based on membership.  Empire has been providing health care benefits for 75 years.  They are covering more than 35 million members across 14 states together with […]

Easy Choice Health Plan is a subsidiary of Easy Choice Health Systems.  Established in 1995, Easy Choice Health Systems is a holding company controlled by healthcare professionals in New York.  Easy Choice Health Plan was founded and became their subsidiary. They began through the efforts of 12 founding physicians. Their goal is to “advance the […]

Many of the large insurance providers across the country are coming to terms with the new rules, laws, and regulations of the health care reform bill. Most have already come out and announced they will no longer be enforcing a long-standing policy of cancelling subscribers of insurance because of a catastrophic illness. You have to […]

One of the major downsides to The Patient Protection and Affordable Care Act is the thousands of medical physicians who are very disappointed with the outcome. Many medical physicians are currently considering aborting their private healthcare practice because of the new rules, laws, and regulations that are about to open up for them. Many of […]

Where do the homeless turn to for comprehensive medical healthcare access? This has been a very difficult problem to overcome in the past for millions of individuals. Medicare health insurance is available to all individuals who reach the age of sixty-five. Medicaid health insurance is available to all low-income individuals who have a dependent or […]

Medicaid is a government-run health insurance that is deliverable to all individuals with children who qualify. Though the government is the overseer of Medicaid health insurance, the bulk of the responsibility remains with the individual states of the union. There are specific rules, laws, and regulations as to who qualifies and who does not qualify […]

Alzheimer’s disease is only one of many debilitating diseases for the medical healthcare community to understand. The health insurance provider in most cases is through Medicare and Medicaid as it is a disease that makes it known as an individual begins to age. Why this happens remains unclear although the medical health care community is […]