Privacy Policy & Legal Notice

1. Introduction

NY Health Insurer (“we,” “our,” or “us”) is committed to protecting your privacy and safeguarding your personal information. This Privacy Policy explains how we collect, use, disclose, and protect your data in compliance with the Health Insurance Portability and Accountability Act (HIPAA), New York SHIELD Act, the California Consumer Privacy Act (CCPA), and other applicable laws.

This policy was originally published on December 1, 2006, and was last revised on June 17, 2025, to reflect changes in data privacy laws, consumer rights, and digital security practices.

For information about how we handle your protected health information (PHI) in compliance with the Health Insurance Portability and Accountability Act (HIPAA), please see our HIPAA Notice of Privacy Practices.

To learn more about our company, visit our About Us page.

2. Information We Collect

Personal Information: Name, address, email, phone number, date of birth, Social Security Number (SSN), and health insurance details.
Non-Personal Information: Browser type, IP address, pages visited, and cookie data collected via tools like Google Analytics.

3. How We Use Your Information

To provide health insurance quotes and facilitate enrollment
To respond to inquiries and offer customer support
To comply with legal obligations or healthcare regulations
To improve our website functionality and services

4. Legal Basis for Processing

We process your personal information under one or more of the following legal bases:

Your consent
To fulfill a contract (e.g., insurance application)
Compliance with legal obligations
Legitimate interests (e.g., fraud prevention, analytics)

5. Sharing Your Information

We may share your data with:

Insurance carriers for quote generation and application processing
Authorized third-party vendors (e.g., data processors, analytics platforms)
Government agencies where legally required

6. Cookies and Tracking

We use cookies and tracking tools to improve your browsing experience. You may adjust your browser settings to disable cookies. For more details, please review our Cookie Policy.

You can opt out of Google Analytics tracking by visiting this page.

7. Your Rights

Depending on your location, you may have the right to:

Access or correct your personal data
Request deletion of your data
Opt out of data sharing and targeted advertising
File a complaint with a regulatory authority

To exercise these rights, contact us at [email protected] or through our Contact Page.

8. Data Security

We implement reasonable physical, technical, and administrative safeguards to protect your data. This includes SSL encryption, secure data centers, and regular security assessments.

9. Data Retention

We implement reasonable physical, technical, and administrative safeguards to protect your data. This includes SSL encryption, secure data centers, and regular security assessments.

10. Children’s Privacy

We implement reasonable physical, technical, and administrative safeguards to protect your data. This includes SSL encryption, secure data centers, and regular security assessments.

11. Changes to this Policy

We implement reasonable physical, technical, and administrative safeguards to protect your data. This includes SSL encryption, secure data centers, and regular security assessments.

12. Contact Us

For questions or concerns regarding this Privacy Policy, please contact:

NY Health Insurer

31 Park Ave, Suffern, NY 10901
Email: [email protected]
Phone: 888-215-4045
Or visit our Contact Us page.

12. Legal Disclaimer

NY Health Insurer is a licensed health insurance broker and is not affiliated with any government agency. Information on this site is for general informational purposes only and is not a substitute for professional advice. While we strive to provide accurate content, we do not guarantee completeness or reliability. All insurance policies are subject to the terms and conditions of the issuing carrier.