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Oct 14th, 2011

Empire Blue Cross and Blue Shield is an independent licensee of Blue Cross and Blue Shield which is a major health plan association. They have about 5 million members in New York and across the US. The Blue Cross and Blue Shield Association has been in existence for 80 years and have grown to 39 […]

Oct 12th, 2011

Health insurance premiums no matter what health plan you have is spent on two things:on medical costs and administrative costs. The part of your premium that goes to your medical services is called the medical loss ratio. The higher the medical loss ratio of a health insurance company, the lower their profit is. According to […]

Oct 11th, 2011

He is the genius behind the iPod, iPad, iPhone and Pixar (among others). He redesigned technology into something that people can enjoy using without requiring extensive knowledge in technology and programming. He made what used to be ordinary things into a phenomenon. He saved Apple when it was struggling and managed to make Apple one […]

May 11th, 2011

There are many known reasons why self employed health insurance is becoming so expensive that families, businesses, and individuals are beginning to rethink the worth of the policy. How sad when more insurance policies are being discontinued that renewed by the mass public. The overhead cost per family has risen so dramatically that pay scales […]

May 5th, 2011

How many citizens of this fine country really believed that the introduction of The Patient Protection and Affordable Care Act was the cure all for the reduction of medical cost and insurance cost? How many self-employed individuals even gave thought to what they would have to relinquish in order to reach the hypothesized end goal? […]

May 2nd, 2011

The self employed individuals continue to have an uphill battle when it comes to affordable insurance. It seems that unless you are employed by a larger institution, it is next to impossible to acquire any comprehensive insurance policy. Most of the self-employed working and living in our communities are without insurance. The few enrolled in […]

Apr 29th, 2011

Technically, there are six different types of insurance policies that are readily available to all self-employed entrepreneurs who need one. Nothing for the self-employed entrepreneur comes cheap, so it is important to expect an unusually high price tag to go with the policy of choice. The six different insurance policies that are currently available are: […]

Apr 22nd, 2011

Small businesses and the self-employed make up a very large part of the working landscape throughout the country today. The days of only the large corporations hiring additional employees is a part of the past that seems to continue lingering. Part of this is because there are not enough large corporations to sustain the mass […]

Apr 18th, 2011

Self-employed sole proprietors along with the small business entrepreneur are about to face a daunting difficulty with the rules, laws, and regulations woven into the health reform bill that was passed in March 2010. Many of the new mandated rules will apply to the established small business that have fewer than fifty employees, but the […]

Apr 15th, 2011

Population management in the sense of a healthier population within this great land will take much more strategy. The patient, insurance provider and the medical health community all need to have access to pertinent medical records to make this part of the health care reform to be operational and efficient. This would not be an […]

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