Children are one of the people who need regular medical attention from recommended booster shots to regular check-ups. Parents who are struggling with providing their kids with medical and insurance coverage are also having a dilemma whether to have their kids covered in their policy (which drives up their premium rate) or to apply for […]

Are you new in New York and at a loss in applying for a New York health insurance coverage? New York offers you a wide selection of individual plans, self employed health insurance and state-subsidized health care programs. Each state is governed by their own state laws. The good news is, New York is one […]

If you are a senior where do you turn to for a New York health insurance coverage? Senior citizens – those aged 65 and older usually get their health insurance from Medicare. Medicare is a federal health insurance program that provides medical and insurance coverage to citizens who are at least 65 years old. There […]

The Patient Protection and Affordable Care Act has required medical and insurance providers as well as employers to make a way for consumers to easily understand their health insurance options. The health insurance information should be done in a way that any average American could comprehend what each health and insurance plan is about and […]

If you are a New York state resident and is looking for a New York health insurance option, you might want to consider Excellus Blue Cross Blue Shield. Excellus is a health insurance provider operating throughout New York. Their main headquarters is in Rochester, NY but they have a headquarters in each region: Central New […]

The thought of uncertainty in self employed health insurance can be a deterrent to those who are planning to be sole-proprietors or independent contractors. The number of Americans without medical and insurance coverage have greatly increased to 50 million (as of 2010) and a big part of these are new self employed individuals. Being self […]

Did you know that you can still apply for Medicaid even when your income is over the Medicaid limit? With the New York health insurance department, you can apply for the Medicaid Excess Income Program or otherwise known as the “Medicaid Spend-down Program” or the “Medicaid Surplus Income Program” as long as you meet the […]

Do you have breast, cervical, colorectal or prostate cancer and you’re looking for inexpensive New York health insurance? There’s help for you. Medicaid is offering comprehensive health coverage to individuals who need cancer treatment but are ineligible Medicaid through the program Medicaid Cancer Treatment Program (MCTP). Applicants will go through screening and diagnosis by the […]

One of the challenges of being a self employed individual is to acquire your own self employed health insurance. But there is one option self employed individuals can consider – the Freelancers Union. Their mission is to promote the interests of freelance workers through advocacy, education and service. . Independent workers include freelancers, consultants, temps, […]

The medical and insurance costs trend was expected to go up at least 8.5% in 2012. According to a PWC study, the increase can be attributed to these 3 accelerators: Provider consolidation continues, Cost-shifting from Medicare and Medicaid increases and Post-recession stress builds up on workforce. Medical cost trend is the projected movement of medical […]