One of the new changes with the health care reform bill is the categories each individual is placed when they begin to shop around for adequate self-employed health insurance. There is no special category for the self-employed and freelance entrepreneurs and that in itself does present a major difficulty. Unless you have a wife, sister, […]

The effects on small businesses and large corporations are slowly seeping into the consciousness of all individuals. How the health care reforms will affect all individuals and businesses is yet to come to realization. Little by little, the realities of what is included in the health care form bill and what is not included is […]

Sole proprietors, partnerships, and members of a limited liability or LLC are considered to be self-employed individuals in the eyes of the government. These constitute the majority of the small businesses that covet the country. Health insurance has always been an issue because of the high expense comparable to other surrounding larger businesses. The larger […]

Subsidized insurance is not being afforded to every citizen, but it is being offered to all those citizens who fall within the government guidelines according to the Internal Revenue Service. Currently there are about thirty million to forty million citizens who do qualify for the government-subsidized health insurance, but where do you and your family […]

Deciding which health insurance provider can offer you, the most health insurance coverage at the best price is difficult enough. When you are operating a home based business, the choices of low cost health insurance become slightly estranged. Most individuals are aware that when they purchase a health insurance policy through a group the overall […]

The Health savings account is beginning to gather steam as more individuals research their options now that the health care reform bill has made its entrance. This is a tax-deferred savings option that many families will soon consider an asset rather than a liability. The responsibility of reigning in the hefty health care costs and […]

Most individuals go about their daily business and give very little concern to the status of their health. This oversight is mainly because everyone is busy trying to make a living and provide for themselves and their families. One could say that individual health care is something that we all take for granted until we […]

Since the passage of the health care reform bill, many employers are beginning to institute new rules among the workplace for their current employees. In order to save money on health insurance incentives and health care incentives they are beginning to institute health care wellness programs for their employees to participate faithfully. When these health […]

The health reform rules, laws, and regulations are providing a launch pad for employers to establish wellness programs in the workplace. This may sound like a wonderful idea to most individuals, but when you begin to analyze it, you have to wonder. Whom is the wellness program for and what is it about. Are the […]

Many of you who are employed with an employer who still offers health insurance coverage as part of the hiring practice has received the new enrollment forms. You had many questions before filling out the application form. Were you confused by the way, the enrollment was presented. The cost of your annual health insurance policy […]