Massachusetts may be the next state to switch over to the Affordable Care Act’s federal health insurance exchange in time for this year’s open enrollment period. Massachusetts is not abandoning its state run health insurance exchange outright. Instead the state is planning for a massive overhaul of its system, which performed quite poorly during last […]

One of the controversial points of the Affordable Care Act (ACA) is its financial penalty for American citizens and American legal permanent residents who choose to go without health insurance. This fine for being uninsured is known, perhaps euphemistically, as a Shared Responsibility Payment. The thinking behind penalizing those without health insurance goes into the […]

The last year hasn’t been the easiest for New York State’s small business community. Aside from the sluggish economy, small businesses have had to deal with the changing landscape of health insurance for their employees, most of which can be attributed to the Affordable Care Act (ACA) taking effect. The result? Business owners have lost […]

Health care costs in the Empire State are among the highest in the country, especially in the downstate Hudson Valley and New York City regions. Coping with these increasing prices, that show signs of slowing but not stopping, is difficult for New Yorkers from all walks of life. Those New Yorkers hit particularly hard by […]