The health insurance coverage costs trend was expected to go up at least 8.5% in 2012. According to a PWC study, the increase can be attributed to these 3 accelerators: Provider consolidation continues, Cost-shifting from Medicare and Medicaid increases, and Post-recession stress builds up in the workforce. The medical cost trend is the projected movement […]

Why is it that statistically self-employed entrepreneurs and single adults have the most difficult time acquiring a New York health insurance policy to meet their requirements should they need assistance with the payments of medical bills, including hospitalization costs? Most adults have a choice of measures for acquiring health insurance coverage. Some will receive insurance […]

Obesity has become a serious health concern across America. In fact, obesity comes second to tobacco as the leading preventable cause of death. It is a serious threat because overweight and obesity lead to other serious diseases that will shorten the younger generation’s lifespan such as high cholesterol, heart disease, Type 2 diabetes, High blood […]

If you have a small business with employees ranging from 2 to 50 and you’re looking for a self-employed medical insurance for you and your employees, you have 4 options to choose from: You can apply for self-employed health insurance coverage through private insurers or you can also apply through government-subsidized private insurance plans for […]

New York health insurance department has a special program designed to help seniors with their prescription drug expenses – Elderly Pharmaceutical Insurance Coverage (EPIC). This is a supplementary coverage that is used to augment their drug coverage. Seniors usually use EPIC with their Medicare Part D plans. Being enrolled in the EPIC program can save […]

The health care reform is a federal law that will affect the healthcare system across America. However, the changes implemented are not uniform to all the states. The new law pushes for states to create their own health insurance coverage exchange. The good news is that the government allows states to make their own system […]

Now that more and more people are finding it hard to land a job, being self-employed has become a lucrative option. Of course, it has its share of ups and downs. Perhaps its biggest advantage is freedom and flexibility. You are not answerable to anyone. You control how the money is spent and how things […]

Family health plus is a low-cost insurance that is offered through the state entities of New York State to all young families requiring health insurance coverage. All individuals who make the time to fill out the application will walk away a very satisfied insurance subscriber with the knowledge they are now covered for most medical […]

Self employed health insurance for individuals and entrepreneurs has been around for some time now, but it seems that it is now experiencing a death spiral. Why you may ask? The majority of health insurance carriers are beginning to discontinue the offering of health insurance coverage for all individuals since the passage of the Patient […]

The Health Coverage tax credit or (HCTC) is a method created through the federal government to help reduce some of the initial cost of the self-employed health insurance for individuals and entrepreneurs that was initiated through the affordable care act. The federal government, providing the necessary requirements be met, will offer to pay up to […]