The needs of the mass population in New York as a whole run far and wide, mainly because of geographical location.  It encompasses a rather colourful populous, rich in history, with a variety of people from every imaginable walk of life. The varied insurance policies and the coverage must and does take this all into […]

A PPO, or more commonly referred to as a Preferred Provider Organization, is similar to an HMO or Health Maintenance Organization in many aspects. The personal freedom to choose and visit with the physician of your choice. The physician must be enlisted within the program guidelines. Stay within your provider network and your co-insurance will […]

Many people today already involved in the business world or young people just making their entrance, it can and usually is an experience like no other. To complicate matters, there are many who enter the working world as self-employed rather than to be employed by a large corporation. The choices are limitless, but the realities […]

A study in the American Journal of Medicine recently reported that approximately two-thirds of bankruptcies in the United States were related to medical problems.  What they found surprising in this article was the fact that the majority of those who filed for bankruptcy had health insurance.  In fact, they found that almost 80% were insured, including some […]

Whether you are retired, working in public work, or self-employed, it’s likely that you hope never to have an illness that will take all of your savings. A devastating illness, such as mesothelioma does change one’s life. You can live a long time with the disease, but it gets worse with time. The sad thing […]

Health insurance is a major concern with most everyone these days which is partly due to the state of the economy. As a result, many mothers are choosing to be stay-at-home-moms (SAHM). They choose to work at home because they want to spend more time raising their children while still having the opportunity to make […]

The fishing industry in Rhode Island, Massachusetts, Maine, New York and all the coastal fishing states need to have the national health care plan re-established that was in place for more than 180 years. The national health insurance for commercial fishermen coverage was stopped in 1981 when President Ronald Regan was in office. When one […]

Lloyd’s of London, also known simply as Lloyd’s, is the oldest insurance market in the world. Lloyd’s began as a group of businessmen getting together at Lloyd’s Coffee House in 1688. Together they became underwriters in the insurance market. Lloyds of London is not an insurance company; it’s not a company in the sense that […]