NY State of Health for New York City
NY State of Health (NYSOH) offers tailored health insurance plans for New York City residents across all five boroughs. NY Health Insurer’s licensed brokers help you find the best coverage—call (888) 215-4045 for a free quote.
NYSOH in New York City
NY State of Health (NYSOH) provides comprehensive health insurance options for NYC residents, including Qualified Health Plans (QHPs), the Essential Plan, Medicaid, and Child Health Plus. With leading providers like MetroPlusHealth, Healthfirst, and Fidelis Care, NYC residents can access plans tailored to urban healthcare needs, including coverage at NYC Health + Hospitals facilities. As of 2025, over 2 million NYC residents are enrolled in NYSOH plans, with many qualifying for subsidies to reduce costs.
NY Health Insurer, a trusted broker since 2013, simplifies the enrollment process for NYC residents, offering instant plan comparisons, provider verification, and personalized support. Whether you’re in Manhattan, Brooklyn, Queens, the Bronx, or Staten Island, our quoting tool helps you find affordable coverage without leaving our platform. Our brokers ensure you maximize subsidies and select plans that cover your preferred doctors and hospitals.
NYC’s diverse population benefits from NYSOH’s accessibility, with year-round enrollment for Medicaid, Child Health Plus, and the Essential Plan, and open enrollment (November 1–January 31) or special enrollment periods for QHPs. Learn more about NYSOH programs.
Why Choose NY Health Insurer for NYC?
NY Health Insurer offers unparalleled support for NYC residents enrolling in NYSOH plans. Here’s why we’re the top choice:
- Local Expertise: Our brokers understand NYC’s healthcare landscape, ensuring you find plans with access to top facilities like Mount Sinai or NYC Health + Hospitals.
- Instant Quotes: Compare plans in real-time with our quoting tool, tailored to your borough and income.
- Multilingual Support: Assistance in multiple languages, reflecting NYC’s diverse communities.
- Provider Verification: We confirm in-network doctors and hospitals before you enroll.
- Trusted Since 2013: We’ve helped thousands of NYC residents secure affordable coverage with no hidden fees.
A Queens family we assisted in 2024 enrolled in a Silver QHP with $9,600 in tax credits, saving significantly while accessing their preferred clinic. Start your journey to affordable coverage today.
NYC-Specific NYSOH Programs
NYSOH offers four programs tailored for NYC residents, each addressing different needs:
Qualified Health Plans (QHPs)
Private plans in Bronze, Silver, Gold, and Platinum tiers, covering hospital care, prescriptions, and more. Eligible for subsidies for incomes 138%–400% FPL. Ideal for those needing specific providers.
Essential Plan
Free or low-cost coverage for incomes up to 250% FPL ($39,125 for a single adult). Includes $0 premiums for many, dental, and vision. Perfect for low-income NYC residents.
Medicaid & Child Health Plus
Free or low-cost coverage for low-income adults and children. Medicaid covers incomes up to 138% FPL, Child Health Plus up to 400% FPL.
A Brooklyn mother we helped enrolled her children in Child Health Plus ($0 premiums) and herself in the Essential Plan, saving $1,800 annually.
Financial Assistance for NYC Residents
Over 70% of NYSOH enrollees in NYC qualify for financial assistance, reducing costs significantly:
- Premium Tax Credits: Lower QHP premiums for incomes 138%–400% FPL ($37,650-$60,240 for a single adult in 2025). A Manhattan professional saved $3,200 on a Gold QHP.
- Cost-Sharing Reductions: Reduce Silver QHP deductibles and copays for incomes up to 400% FPL. A Bronx family saved $1,500 on copays.
- Essential Plan Subsidies: $0 premiums for incomes 138% FPL up to 250% FPL.
- Medicaid/Child Health Plus: Free for eligible low-income households.
A Staten Island family we helped in 2024 enrolled in a Silver QHP with $7,200 in tax credits, guided by our brokers. Check your eligibility today.
NYC Provider Spotlight
NYSOH partners with top NYC providers offering robust plans:
- MetroPlusHealth: Offers low-cost QHPs and Essential Plans, with access to NYC Health + Hospitals.
- Healthfirst: Provides affordable QHPs and Medicaid, popular in Brooklyn and Queens.
- Fidelis Care: Offers QHPs, Essential Plans, and Child Health Plus, with strong pediatric care.
A Bronx client we assisted in 2024 enrolled in a MetroPlusHealth Essential Plan for $0 premiums, ensuring coverage at Lincoln Medical Center. Contact us at (888) 215-4045 to verify providers.
Enrollment in NYC
Enrolling in NYSOH plans in NYC is simple with NY Health Insurer:
- Enter Your Zip Code: View plans available in your borough.
- Provide Details: Input income, household size, and preferences.
- Compare Plans: Review options with subsidy estimates.
- Apply: Complete your application via our secure portal.
- Renew: Update by December 15 for January 1 coverage.
A Brooklyn couple enrolled in a Bronze QHP in 2024, verifying Mount Sinai coverage in 20 minutes. Read our enrollment guide.
Frequently Asked Questions
Which NYSOH plans are available in NYC?
NYC residents can enroll in QHPs, the Essential Plan, Medicaid, and Child Health Plus, with providers like MetroPlusHealth and Healthfirst.
Can I access NYC Health + Hospitals with NYSOH plans?
Yes, providers like MetroPlus offer plans covering NYC Health + Hospitals. We verify providers before enrollment.
How do subsidies work in NYC?
Over 70% of enrollees qualify for premium tax credits or cost-sharing reductions, reducing costs for QHPs and other programs.
Get Covered in NYC
Find the perfect NYSOH plan for NYC with NY Health Insurer’s support. Call (888) 215-4045 to begin.
Get a quote now to explore your options.
For more information, call (888) 215-4045 or visit nyhealthinsurer.com.