CDPHP Essential Plan in NYC for 2025
The CDPHP Essential Plan offers free health insurance for eligible New York City residents through NY State of Health. With $0 premiums, no copays, and a comprehensive provider network, CDPHP delivers exceptional care at no cost. Ideal for routine visits, specialist care, and emergencies, this plan ensures your health needs are met. Call (888) 215-4045 for a free quote today.
CDPHP Essential Plan Benefits
The 2025 CDPHP Essential Plan provides unmatched value:
- No Copays: $0 for primary care, specialists, hospital stays, and emergency room visits.
- Prescription Coverage: $0 copays for all medications, ensuring affordability.
- Zero Deductible: No in-network deductible for immediate benefits.
- Max Out-of-Pocket: $0 limit, offering complete financial protection.
- Vision and Dental: Included in select plans for comprehensive care.
- Provider Network: Access CDPHP’s trusted NYC providers, including top hospitals.
How to Enroll in CDPHP Essential Plan
Enrolling is simple with NYHealthInsurer’s expert support:
- Verify Eligibility: Confirm income and household size with our guide.
- Choose Period: Enroll during open enrollment (November 1–January 31 for 2026) or a special period.
- Enter Details: Use our quoting tool for zip code, income, and preferences.
- Select Plan: Choose the best tier with our brokers, ensuring provider coverage.
- Complete Application: Finalize through NY State of Health.
User Stories: Real Experiences with CDPHP
Sofia – Staten Island Parent
Sofia, a Staten Island parent, enrolled in the CDPHP Essential Plan for its $0 premiums and copays. “NYHealthInsurer’s broker ensured my kids’ doctor was in-network,” she said. With vision and dental included, Sofia saved $1,200, providing peace of mind for her family’s care.
David – Bronx Worker
David, a Bronx construction worker, chose the CDPHP Essential Plan for its $0 out-of-pocket costs. “Enrollment was easy with NYHealthInsurer’s help,” he shared. With no copays for emergencies, David saved $1,000, focusing on his health and work.
Frequently Asked Questions
What does the CDPHP Essential Plan cover?
It covers primary care, specialists, hospital stays, emergencies, prescriptions, and select vision/dental with $0–$150 copays and no deductible.
Who qualifies for the CDPHP Essential Plan?
NYC residents with incomes up to 250% of the federal poverty level are eligible. See our eligibility guide.
How do I enroll in the CDPHP Essential Plan?
Enroll via NY State of Health during open enrollment or a special period. Call (888) 215-4045 for assistance.
What are the out-of-pocket costs?
Copays range from $0–$150, with a $0–$2,000 max out-of-pocket limit, based on plan tier.
Why CDPHP with NYHealthInsurer?
Since 2013, NYHealthInsurer has partnered with CDPHP, offering:
- Expert brokers for NY State of Health plans.
- Customized quotes for your needs.
- Provider verification for in-network care.
- Multilingual support for NYC’s diversity.
Explore Other Providers
Compare CDPHP with other Essential Plan options:
Join CDPHP Essential Plan now! Get a free quote today or call (888) 215-4045!!