A pre-existing condition is defined as a health condition that a person has before applying for a health insurance policy or getting a new health plan. It can be used to determine the premium you pay for your health coverage. Health insurers are in business to make profit. Therefore, they do what they can to minimize […]

How will the new health care reform bill affect you and your family members? Will it be a positive experience for you or are you like many other individuals around the country who are very upset with the new rules, laws, and regulations being mandated. What will happen to those individuals who are not interested […]

Having one or more pre-existing conditions may not seem very serious to most individuals, but it can be very serious to those who suffer and must live their lives with them. Obviously, not all pre-existing health care conditions are life threatening, but there are many that are. Most health insurance providers include health care riders […]

Individuals suffering and living with pre-existing medical health care conditions have a difficult time with health insurance coverage. Those individuals who have been enrolled with a reputable health insurance provider fare much better than any individual in search of health insurance coverage does. This applies to adults and for their children. Most adults who are […]

Many individuals throughout the country were cautiously optimistic when the new health insurance reform bill was passed into law. A large majority of the citizenry were upset and disgusted because of the promises and underhanded deals that were discussed to help pass this health care reform bill. Most of the participants in Congress voted on […]

There are millions of citizens today who are suffering quietly because they have been turned away from the health insurance providers because they have one or more pre-existing conditions. The health insurance industry has long practiced a policy of offering affordable health insurance to prospective clients, but excluding any known pre-existing conditions for a period […]

It is so amazing to read all the laws that exist on the books and how many of them are actually enforceable. What is at odds with regard to the ever-growing list of pre-existing conditions is how the list fluctuates from year to year. Of course, this is dependent upon which pre-existing health insurance issues […]