The medical and insurance costs trend was expected to go up at least 8.5% in 2012. According to a PWC study, the increase can be attributed to these 3 accelerators: Provider consolidation continues, Cost-shifting from Medicare and Medicaid increases and Post-recession stress builds up on workforce. Medical cost trend is the projected movement of medical […]

The health care reform is a federal law that will affect the health care system across America. But the changes implemented are not uniform to all the states. The new law pushes for states to create their own health insurance exchange. The good news is that the government allows states to make their own system […]

Family health plus is a low-cost insurance that is offered through the state entities of New York State to all young families requiring insurance coverage. All individuals who make the time to fill out the application will walk away a very satisfied insurance subscriber with the knowledge they are now covered for most medical emergencies […]

Self employed health insurance for individuals and entrepreneurs has been around for some time now, but it seems that it is now experiencing a death spiral. Why you may ask? The majority of the health insurance providers are beginning to discontinue the offering of insurance coverage for all individuals since the passage of the Patient […]

What will the public healthcare option mean to the citizenry when it does become part of the fabric of the country? There are many citizens who are opposed to the public option and consider it a threat of freedom of choice. There are other citizens who encourage it be part of the American fabric. A very large portion […]

Currently there are twenty-two states that have begun to file legal briefs challenging the constitutionality of the new health care reform bill that was passed in March 2010. It will take some time for all the legal briefs to file through the spider web of channels before it reaches the Supreme Court for a final […]

There are millions of citizens today who are suffering quietly because they have been turned away from the health insurance providers because they have one or more pre-existing conditions. The health insurance industry has long practiced a policy of offering affordable health insurance to prospective clients, but excluding any known pre-existing conditions for a period […]

The Patient Protection and Affordable Care Act for 2014 is a lengthy one and it does take some time to weed through the entire section. As you can see from reading how the current health insurance system will drastically change, there is more yet to come. Impose an annual penalty of ninety-five dollars or up […]

The government in all its wisdom has put a price tag on The Patient Protection and Affordable Care Act and it is about time you were enlightened further to what it can cost you and your family.  The standard health insurance for a family is now capped at thirteen thousand dollars and for an individual […]

Do you know if you are covered through your affordable health insurance policy for a major event that will cost hundreds of thousands of dollars to return to health? This is a difficult problem for most parents to answer, but what happens when it is one of your children who are requiring major health care? […]