A recent study by the New York Health State Foundation has shown that nearly 15% of all hospital admissions in New York results to readmission. Infections acquired from the hospital or premature discharge, poor planning in terms of the patient’s prescription and poor coordination among patient, health care provider and insurer and failure to see […]

Are you looking for a New York health insurance provider that offers plans with a wide scope of health care benefits? You might want to consider HIP. Health Insurance Plan of New York (HIP) is one of the trusted health insurance providers in the state. In fact it is considered the largest HMO in New […]

Employers started offering health care benefits since after the war to attract competitive applicants. However because of the increasing cost of self employed health insurance, employers started refraining from providing health insurance plans or they skimp on premium costs by having their employees underinsured. Small business owners in particular were struggling to afford to offer […]

Are you new in New York and at a loss in applying for a New York health insurance coverage? New York offers you a wide selection of individual plans, self employed health insurance and state-subsidized health care programs. Each state is governed by their own state laws. The good news is, New York is one […]

If you are a New York state resident and is looking for a New York health insurance option, you might want to consider Excellus Blue Cross Blue Shield. Excellus is a health insurance provider operating throughout New York. Their main headquarters is in Rochester, NY but they have a headquarters in each region: Central New […]

It is challenging for self employed individuals to apply for a health insurance coverage because they are on their own. And they have to deal with it along with daily business operations. The changes that the health care reform brings, adds to the uncertainty that self employed individuals face. When the health care reform was […]

The thought of uncertainty in self employed health insurance can be a deterrent to those who are planning to be sole-proprietors or independent contractors. The number of Americans without medical and insurance coverage have greatly increased to 50 million (as of 2010) and a big part of these are new self employed individuals. Being self […]

One of the challenges of being a self employed individual is to acquire your own self employed health insurance. But there is one option self employed individuals can consider – the Freelancers Union. Their mission is to promote the interests of freelance workers through advocacy, education and service. . Independent workers include freelancers, consultants, temps, […]

The Affordable Care Act promises expanded health and insurance coverage to all Americans by making health care more affordable and by reducing discrimination in health care. But despite this effort, individuals and families with income more than 138% above the federal poverty level will have a hard time affording health and insurance. They’ll find themselves […]

Much of the provisions of the health care reform have not yet been implemented but small business owners are already bracing themselves for the changes. They are thinking of ways to cope with the new law without hurting their business. Up until now it is still uncertain as to how exactly insurance for self employed […]