Fidelis Essential Plan: Your Reliable Protection Partner
The Fidelis Care Essential Plan offers free health insurance with $0 premiums for eligible New Yorkers. Contact nyhealthinsurer.com to enroll—call (888) 215-4045.
For a broader overview, check out our comprehensive New York Essential Plan guide.
What Is the Fidelis Care Essential Plan?
The Fidelis Care Essential Plan is part of the New York Essential Plan, a state-sponsored program offering free health insurance with $0 premiums for eligible residents. Fidelis Care, a trusted NY insurer, provides this plan through the NY State of Health marketplace, focusing on community-driven healthcare. Known for its support for underserved populations, Fidelis Care offers unique benefits like free diabetes supplies and local wellness programs, making it a top choice for many New Yorkers, especially in Upstate areas like Syracuse and Albany.
Fidelis Care emphasizes holistic care, ensuring members have access to medical, dental, and vision services, along with additional resources to manage chronic conditions and improve overall wellness.
Fidelis Care Benefits
Fidelis Care provides comprehensive coverage under the Essential Plan, tailored to meet the needs of New Yorkers. Here’s a detailed look at the benefits:
- Medical Care: Covers doctor visits, hospital stays, emergency care, and preventive services like annual checkups and screenings. For example, you can get a free wellness exam at a local clinic in Buffalo.
- Dental Care: Includes cleanings (twice a year), exams, X-rays, and fillings, with some plans covering additional procedures like crowns for a small copay.
- Vision Care: Provides annual eye exams and a pair of glasses or contacts, typically up to a $100 allowance.
- Prescriptions: Covers generic and brand-name medications with low copays (e.g., $0 for generics, $3–$6 for brand-name drugs).
- Fidelis-Specific Perks:
- Diabetes Support: Offers free glucose monitors and test strips for members with diabetes, helping manage the condition effectively.
- Wellness Programs: Provides access to local workshops on topics like nutrition and stress management, often held in community centers in Albany or Syracuse.
These benefits make Fidelis Care a strong option for those seeking community-focused healthcare. Compare with other insurers in our Healthfirst and UnitedHealthcare guides.
A Fidelis Care wellness workshop in Syracuse
Member Stories: How Fidelis Care Helps New Yorkers
Aisha’s Story: Syracuse
Aisha, a 28-year-old from Syracuse, enrolled in the Fidelis Care Essential Plan. “The free diabetes supplies and wellness workshops have been a game-changer for managing my condition,” she says. Aisha attends monthly workshops that teach her how to maintain a healthy diet, which has improved her quality of life.
Carlos’ Story: Albany
Carlos, a 45-year-old father in Albany, chose Fidelis Care for its comprehensive coverage. “I get free dental cleanings and vision care for my family, which saves us so much money,” he shares. Carlos also appreciates the community programs that provide resources for his kids’ health.
Who Qualifies for the Fidelis Care Essential Plan?
Eligibility for the Fidelis Care Essential Plan follows the same criteria as the broader NY Essential Plan:
- Residency: Live in New York State, in areas served by Fidelis Care (e.g., Albany, Syracuse, Buffalo).
- Age: Be aged 19 to 64.
- Income: Have an income between 100% and 250% of the FPL. For exact figures, see our income eligibility guide.
- Immigration Status: Be a U.S. citizen, permanent resident, or eligible immigrant (including DACA recipients).
- Other Insurance: Not be enrolled in Medicaid or Medicare.
Confirm your eligibility by speaking with our licensed brokers at nyhealthinsurer.com.
How to Enroll with Fidelis Care
Enrolling with Fidelis Care through nyhealthinsurer.com is simple:
- Check Eligibility: Contact our brokers to verify your income, residency, and other requirements.
- Review Fidelis Care Plans: Explore Fidelis Care’s offerings, including diabetes support and wellness programs, with our guidance.
- Select a Plan: Choose Fidelis Care with the help of our experts, ensuring it meets your needs.
- Complete Enrollment: Finalize your application with our support, making the process seamless.
Enrollment is open year-round. Contact our team to get started.
Where Is Fidelis Care Available?
Fidelis Care serves most NY counties, with a strong presence Upstate in cities like Albany, Syracuse, and Buffalo. They also cover parts of NYC, including the Bronx and Brooklyn. Fidelis Care’s focus on community health makes it a great choice for rural and underserved areas. For example, in Syracuse, members can attend local wellness workshops, while in Albany, Fidelis Care partners with clinics to provide accessible care. Confirm availability in your area with our brokers.
Frequently Asked Questions About Fidelis Care Essential Plan
What makes Fidelis Care’s Essential Plan unique?
Fidelis Care offers free diabetes supplies (e.g., glucose monitors) and local wellness programs, focusing on community-driven healthcare for New Yorkers.
What benefits does Fidelis Care provide?
It includes medical, dental, and vision care, plus perks like free diabetes supplies and wellness workshops in cities like Syracuse and Albany.
Does Fidelis Care offer telehealth?
Some Fidelis Care plans include telehealth, but their focus is more on in-person community programs. Check with our brokers for details.
Where is Fidelis Care available?
Fidelis Care serves most NY counties, with a strong Upstate presence in Albany, Syracuse, and Buffalo, plus parts of NYC like the Bronx.
How do I enroll with Fidelis Care?
Contact our brokers at nyhealthinsurer.com to check eligibility, review plans, and enroll with Fidelis Care’s support.
Call (888) 215-4045 or visit nyhealthinsurer.com for more information.