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Broker Plans 4

Vista Health Solutions is dedicated to meeting the needs of the Brokerage community by offering competitvely priced health insurance plans from NYs largest insurance carriers along with some of the highest commissions in the industry. Unlike most plans that require the applicant to be Self Employed working a minimum of thirty hours per week , many of our programs are available to the self employed, employed & unemployed. All plans, rates, underwriting requirements & summaries are listed below. For additional information on our plan offerings or to Become appointed with Vista Health Solutions, contact our brokerage department at (845) 753-2320 x101.
13 to 16 of 17 plans
Company Name
OXFORD
OXFORD
OXFORD OXFORD
Freedom HSA 6
Liberty HMO 3
Freedom Metro EPO 8
Freedom Metro POS 2
Monthly Rates
Individual
NA
NA
NA  NA
Emp & Spouse
NA
NA
NA  NA
Emp/Child
NA
NA
NA  NA
Emp/Child(ren)
NA
NA
NA  NA
Family
NA
NA
NA  NA
In Network Benefits
Office Co-pay
100% after Deductible
$30 copay
$25 copay  $25 copay
Specialist Co-pay
100% after Deductible
$50 copay
$50 copay  $40 Copay

Hospital Co-pay

 100% after Deductible $500/day; $1000 max per confinement  $300 per day (5 days max)  $500 per day ($2,500 calendar yr max)
Emergency Room  100% after Deductible
$150 Copay Waived If Admitted
 $200 Copay Waived If Admitted  $200 Copay Waived If Admitted
Referrals Needed
No
Yes
No  Yes

Rx: Generic/Brand/High Brand

Deductible, then $10/$30/$60  $100 Ded. then $15/$35/$75  $100 Ded. then $10/$30/$60  $100 Ded. then $10/$30/$60
 In-Network Deductible
 $2,850/$5,700  Does Not apply Does Not apply  Does Not apply
Max Out of Pocket
$2,850/$5,700
Does Not apply
Does Not apply   Does Not apply
Out of Network Benefits
Deductible
Does Not apply
Does Not apply
Does Not apply  $2,000/$6,000
Co-Insurance
Does Not apply
Does Not apply
Does Not apply  70% of $10,000
Out of Pocket Max
Does Not apply
Does Not apply
Does Not apply  $5,000/$15,000
Other Benefits
Vision/Dental
Not Available
Not Available
Not Available  Not Available
Renewal Date
1/1/2013
1/1/2013
1/1/2013 1/1/2013
Membership Requirements
Chamber of Commerce
Chamber of Commerce
Chamber of Commerce  Chamber of Commerce
Employment Status
Self – Employed
Self – Employed
Self – Employed  Self – Employed
Application Cut off Date
25th Day of the Month
25th Day of the Month
25th Day of the Month   25th Day of the Month
 Broker Earnings
Single $20
Single & Spouse $25
Single & Child(ren) $25
Family $30
Single $20
Single & Spouse $25
Single & Child(ren) $25
Family $30
Single $20
Single & Spouse $25
Single & Child(ren) $25
Family $30
  Single $20
Single & Spouse $25
Single & Child(ren) $25
Family $30
 Available in the following Counties  Bronx, Kings, Nassau, New York, Orange, Queens, Richmond, Rockland, Suffolk, Westchester, Dutchess, Ulster, Sullivan, Putnam

Bronx, Kings, Nassau, New York, Orange, Queens, Richmond, Rockland, Suffolk, Westchester, Dutchess, Ulster, Sullivan, Putnam

Bronx, Kings, Nassau, New York, Orange, Queens, Richmond, Rockland, Suffolk, Westchester, Dutchess, Ulster, Sullivan, Putnam  Bronx, Kings, Nassau, New York, Orange, Queens, Richmond, Rockland, Suffolk, Westchester, Dutchess, Ulster, Sullivan, Putnam
 
Summary of Benefits
 
Summary of Benefits
Call us (845) 753-2320 x101 13 to 16 of 17 plans
"Vista Health Solutions" www.nyhealthinsurer.com Tel (888)215-4045 Email info@nyhealthinsurer.com