Child Health Plus: Affordable Health Insurance for New York Kids
Child Health Plus through NY State of Health (NYSOH) offers low-cost or free health insurance for children under 19 in New York. NY Health Insurer’s licensed brokers help you enroll—call (888) 215-4045 for a free quote.
What is Child Health Plus?
Child Health Plus is a New York State-sponsored health insurance program providing affordable coverage for children under 19 who are not eligible for Medicaid and lack other insurance. Offered through NY State of Health, it covers medical, dental, vision, and preventive care, ensuring kids across NYC and beyond get the healthcare they need. As of 2025, over 400,000 New York children are enrolled, with premiums ranging from $0 to $60/month based on income.
NY Health Insurer, a trusted broker since 2013, simplifies enrollment for families, offering instant plan comparisons and personalized support. Whether you’re in Brooklyn, Buffalo, or the Bronx, our quoting tool helps you find Child Health Plus plans tailored to your family’s needs, keeping you on our platform for a seamless experience. The program is available year-round, making it accessible for families at any time.
Child Health Plus is ideal for families with incomes too high for Medicaid but seeking affordable coverage for their children. With providers like Fidelis Care, MetroPlusHealth, and Healthfirst, you can ensure your kids have access to quality care. Learn more about NYSOH programs.
Why Choose NY Health Insurer for Child Health Plus?
Enrolling in Child Health Plus is easy with NY Health Insurer’s expert support. Here’s why families trust us:
- Certified Brokers: Our team navigates NYSOH’s enrollment process, ensuring your children get the right coverage.
- Instant Quotes: Compare plans in real-time with our quoting tool, tailored to your zip code and income.
- Provider Verification: We confirm in-network pediatricians and hospitals before you enroll.
- Multilingual Support: Assistance in multiple languages for NYC’s diverse families.
- Trusted Since 2013: We’ve helped thousands of families secure Child Health Plus with no hidden fees.
A Queens family we assisted in 2024 enrolled their two children in Child Health Plus for $0 premiums, saving $1,800 annually. Start your family’s coverage today.
Child Health Plus Benefits
Child Health Plus provides comprehensive coverage tailored for children, ensuring they stay healthy and thrive:
- Medical Care: Covers doctor visits, hospital stays, emergency care, and preventive services like vaccinations and well-child checkups.
- Dental Care: Includes cleanings (twice yearly), exams, X-rays, and fillings, with some plans covering orthodontics.
- Vision Care: Provides annual eye exams and glasses or contact lenses, up to $100/year.
- Prescriptions: Covers medications with low or no copays, ensuring access to necessary treatments.
- Mental Health: Includes therapy and counseling to support children’s emotional well-being.
A Brooklyn family we helped in 2024 enrolled their son in Child Health Plus, accessing free dental cleanings and vision care through Fidelis Care. Compare with the Essential Plan.
Eligibility for Child Health Plus
Children may qualify for Child Health Plus if they meet these criteria:
- Age: Under 19 years old.
- Residency: Live in New York State.
- Income: Household income up to 400% FPL (e.g., $128,600 for a family of 4 in 2025).
- Insurance Status: Not eligible for Medicaid or covered by other insurance.
- Immigration Status: U.S. citizens or eligible immigrants, including DACA recipients.
Here’s a table of 2025 income eligibility for Child Health Plus:
| Household Size | Free Insurance | Max $45 Per Family | Max $90 Per Family | Max $135 Per Family | Max $180 Per Family |
|---|---|---|---|---|---|
| $0 Per Child | $15 Per Child | $30 Per Child | $45 Per Child | $60 Per Child | |
| 1 | $34,743 | $39,125 | $46,950 | $54,775 | $62,600 |
| 2 | $46,953 | $52,875 | $63,450 | $74,025 | $84,600 |
| 3 | $59,163 | $66,625 | $79,950 | $93,275 | $106,600 |
| 4 | $71,373 | $80,375 | $96,450 | $112,525 | $128,600 |
A Staten Island family we helped in 2024 qualified for $0 premiums for their three children. Contact us at (888) 215-4045 to check eligibility.
Financial Assistance for Child Health Plus
Child Health Plus offers affordable premiums based on income, with many families paying $0:
- Free Coverage: Households with incomes up to 222% FPL ($39,936 for a family of 4) pay $0 premiums.
- Low-Cost Plans: Incomes 222%–400% FPL pay $15–$60/month per child, capped at 3 children.
- No Copays: Most services (e.g., doctor visits, vaccinations) have $0 copays, ensuring affordability.
A Bronx family we assisted enrolled their two children for $0 premiums, saving $1,200 annually. Our quoting tool calculates your eligibility instantly.
NYC-Specific Child Health Plus Options
Child Health Plus is available across NYC’s five boroughs, with providers tailored to urban needs:
- Manhattan: MetroPlusHealth offers plans with access to NYU Langone and Mount Sinai.
- Brooklyn/Queens: Healthfirst provides robust pediatric networks, including Brooklyn Hospital Center.
- Bronx: Fidelis Care ensures coverage at NYC Health + Hospitals/Lincoln.
- Staten Island: Plans cover Staten Island University Hospital.
A Brooklyn family enrolled their daughter in Child Health Plus through Healthfirst, accessing free vision care. Explore NYC plans.
Enrollment Process
Enrolling in Child Health Plus is simple with NY Health Insurer:
- Enter Your Zip Code: View plans in your borough or region.
- Provide Details: Input income, household size, and child’s healthcare needs.
- Compare Plans: Review providers and benefits with subsidy estimates.
- Apply: Complete the application via our secure portal.
- Renew: Update annually by December 15.
A Manhattan family enrolled their son in 15 minutes, verifying coverage at Mount Sinai. Read our enrollment guide..
Member Stories: NYC Families
Lisa’s Story: Queens Mother
Lisa enrolled her two children in Child Health Plus for $0 premiums. “NY Health Insurer made it quick,” she says, saving $1,800 annually with coverage at Queens Hospital Center.
Maria’s Story: Bronx Family
Maria’s son received free dental care through Fidelis Care’s Child Health Plus. “The brokers verified our pediatrician,” she shares, appreciating the 20-minute process.
Call (888) 215-4045 to enroll your children.
Frequently Asked Questions
Who qualifies for Child Health Plus?
Children under 19, living in New York, with household incomes up to 400% FPL, not eligible for Medicaid, and U.S. citizens or eligible immigrants.
What does Child Health Plus cover?
It covers medical, dental, vision, prescriptions, mental health, and preventive care, with $0 copays for most services.
Are premiums required?
Premiums range from $0 (up to 160% FPL) to $9–$60/month per child, based on income, capped at 3 children.
Protect Your Children Today
Enroll in Child Health Plus with NY Health Insurer’s expert support. Call (888) 215-4045 to begin.
Get a quote now to explore your options.
For more information, call (888) 215-4045 or visit nyhealthinsurer.com.