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Jul 27th, 2011

The thought of uncertainty in self employed health insurance can be a deterrent to those who are planning to be sole-proprietors or independent contractors. The number of Americans without medical and insurance coverage have greatly increased to 50 million (as of 2010) and a big part of these are new self employed individuals. Being self […]

Jul 21st, 2011

Did you know that you can still apply for Medicaid even when your income is over the Medicaid limit? With the New York health insurance department, you can apply for the Medicaid Excess Income Program or otherwise known as the “Medicaid Spend-down Program” or the “Medicaid Surplus Income Program” as long as you meet the […]

Jul 18th, 2011

Do you have breast, cervical, colorectal or prostate cancer and you’re looking for inexpensive New York health insurance? There’s help for you. Medicaid is offering comprehensive health coverage to individuals who need cancer treatment but are ineligible Medicaid through the program Medicaid Cancer Treatment Program (MCTP). Applicants will go through screening and diagnosis by the […]

Jul 14th, 2011

One of the challenges of being a self employed individual is to acquire your own self employed health insurance. But there is one option self employed individuals can consider – the Freelancers Union. Their mission is to promote the interests of freelance workers through advocacy, education and service. . Independent workers include freelancers, consultants, temps, […]

Jul 12th, 2011

The Affordable Care Act promises expanded health and insurance coverage to all Americans by making health care more affordable and by reducing discrimination in health care. But despite this effort, individuals and families with income more than 138% above the federal poverty level will have a hard time affording health and insurance. They’ll find themselves […]

Jul 8th, 2011

Much of the provisions of the health care reform have not yet been implemented but small business owners are already bracing themselves for the changes. They are thinking of ways to cope with the new law without hurting their business. Up until now it is still uncertain as to how exactly insurance for self employed […]

Jul 6th, 2011

The medical and insurance costs trend was expected to go up at least 8.5% in 2012. According to a PWC study, the increase can be attributed to these 3 accelerators: Provider consolidation continues, Cost-shifting from Medicare and Medicaid increases and Post-recession stress builds up on workforce. Medical cost trend is the projected movement of medical […]

Jun 29th, 2011

Obesity has become a serious health concern across America. In fact, obesity comes second to tobacco as the leading preventable cause of death. It is a serious threat because overweight and obesity leads to other serious diseases that will shorten the younger generation’s lifespan such as high cholesterol, heart disease, Type 2 diabetes, High blood […]

Jun 20th, 2011

The health care reform is a federal law that will affect the health care system across America. But the changes implemented are not uniform to all the states. The new law pushes for states to create their own health insurance exchange. The good news is that the government allows states to make their own system […]

Jun 15th, 2011

Family health plus is a low-cost insurance that is offered through the state entities of New York State to all young families requiring insurance coverage. All individuals who make the time to fill out the application will walk away a very satisfied insurance subscriber with the knowledge they are now covered for most medical emergencies […]

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