Seventy-five percent of low-wage workers do not have insurance coverage from their employer and close to 40 percent of them are living without health insurance of any kind, a recent report from the Center for Economic Policy Research and the Georgetown University Kalmanovitz Initiative for Labor and the Working Poor. The report entitled “Health-Insurance Coverage [...]

Most employees get their health insurance through the companies they work for. This is a great way to get affordable health insurance. They can also wait for the annual “open enrollment” and add a family member or a dependent to their plan. However, if they get married or have a child, they can add them [...]

Authorities in the state of New York will verify the data submitted by health insurance companies and HMOs to justify rate increases they are applying for. “The new investigation will use the time needed to look into data in order to make sure costs and spending are carefully accounted for,” said Financial Services Superintendent Benjamin [...]

As the Obama administration gears up for the controversial Patient Protection and Affordable Care Act, it issued new regulations which require health plans to use simple, clear, and standardized language to help clients understand their health plans better. This fall, employers and insurers which offer health coverage must provide a form summarizing the basic plan [...]

States with laws that allow children to remain under their parents’ health insurance until age 26 have improved health care access compared to those without such laws, researchers from Mount Sinai School of Medicine found. This finding shows the potential positive effect of a major provision of the Patient Protection and Affordable Care Act of [...]

You might think that health insurance is expensive and pointless especially if you are young, short on cash, and healthy. The reality is everybody needs health insurance. A broken arm in a basketball game, a bicycle accident, a simple bronchitis that escalates into pneumonia – you are potentially setting up yourself for financial bankruptcy. Who [...]

Do not directly purchase from a search engine. It can be hard to accurately tell who is legit. But the rule of thumb is: major medical insurers rarely market their products directly to consumers. For example, when you Google “buy health insurance,” you will see sites that offer instant quotes. You should avoid these options [...]

Millions of Americans dream of being their own boss. Unfortunately, most of them find it difficult to purchase health insurance because they are self employed. Being self employed does not mean you should go on living uninsured because you cannot secure health insurance even if you can afford to get one. Fortunately, you can take [...]

People with pre-existing conditions generally have a more difficult time finding affordable health insurance. “We’ve had this problem for a very long time: getting affordable health insurance is very difficult for those with pre-existing medical conditions. Though it is still possible, it can be quite a challenge. We’re hoping for a turnaround in 2014,” said [...]

All employers across the country from small businesses to large corporations are continuing to brace and hold their breath to see how the coming years develop now that the health reform bill is taking hold. They are in agreement that this is not going to be a prosperous or profitable year, but each one is [...]