VISTA HEALTH LEARNING CENTER
What is a HDHP (High Deductible Health Plan)?
A High Deductible Health Plan (HDHP) is a plan with an annual deductible of at least $1,000 for single (self-only) coverage and annual out-of-pocket expenses required to be paid not exceeding $5,000. For family coverage, and HDHP has an annual deductible of a least $2,000 and annual out of pocket expense required to be paid not exceeding $10,000.*
*These amounts are subject to cost-of-living adjustments and can change.
Relevant Links
New York State Insurance Department
The Insurance Department is responsible for supervising and regulating all insurance business in New York State.
http://www.ins.state.ny.us/hp97wel.htm
Healthy New York
Healthy NY is a state program that offers subsidized and standardized insurance plans (offered by all HMO's) to qualifying Individuals, Sole Proprietorships & small Groups.
http://www.ins.state.ny.us/healthny.htm
Child Health Plus
New York State has a health insurance plan for kids, called Child Health Plus. Depending on your family's income, your child may be eligible.
http://www.health.state.ny.us/nysdoh/chplus/
Elederly Pharmaceutical Insurance Coverage (Epic) Program
EPIC is a New York State sponsored prescription plan for senior citizens who need help paying for their prescriptions.
http://www.health.state.ny.us/nysdoh/epic/faq.htm