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Premium Rates for Standard Individual Health Plans

January 2007

If you find that you don’t qualify for a Self employed health insurance plan, the next option that you may want to consider is an Individual health insurance plan. Contact one of the insurance companies listed below for an application kit or if you need any additional information.

Rates may vary depending upon the month in which you enroll. To verify the rates listed below, please call applicable HMO directly.

Each rate table below contains three columns from left to right.  The first column contains the type of coverage; the second column contains the monthly premium rates for HMO plan and the third column contains the monthly premium rates for Point of Service Plan(POS).


Washington County

Capital District Physicians222 Health Plan, Inc.
518/641-3700
800/777-2273

Type of Coverage HMO POS
Individual $774.60 $975.26
Family $2,013.96 $2,535.68

Empire HealthChoice HMO, Inc.
d/b/a Empire BlueCross HMO
800/662-5193

Type of Coverage HMO POS
Individual $536.92 $880.60
Husband/Wife $1,073.84 $1,761.20
Parent & Child(ren) $966.46 $1,585.08
Family $1,610.76 $2,641.80

GHI HMO Select, Inc.
d/b/a GHI HMO
914/340-2300
877/244-4466

Type of Coverage HMO POS
Individual $930.38 $1,116.44
Family $2,372.48 $2,846.94

HealthNow New York, Inc.
d/b/a Community Blue
Blue Shield of Northeastern New York
518/453-5800
800/459-7587

Type of Coverage HMO POS
Individual $916.37 $1,049.77
Family $2,382.75 $2,729.47

MVP Health Plan, Inc.
518/388-8888
888/687-6277

Type of Coverage HMO POS
Individual $1,226.00 $1,400.24
Husband/Wife $2,452.31 $2,800.81
Parent & Child(ren) $2,013.06 $2,299.16
Family $3,282.60 $3,749.10

Courtesy of the NY State Insurance Department



Relevant Links

 

New York State Insurance Department
The Insurance Department is responsible for supervising and regulating all insurance business in New York State.
http://www.ins.state.ny.us/hp97wel.htm

 

Healthy New York
Healthy NY is a state program that offers subsidized and standardized insurance plans (offered by all HMO's) to qualifying Individuals, Sole Proprietorships & small Groups.
http://www.ins.state.ny.us/healthny.htm

 

Child Health Plus
New York State has a health insurance plan for kids, called Child Health Plus. Depending on your family's income, your child may be eligible.
http://www.health.state.ny.us/nysdoh/chplus/

 

Elederly Pharmaceutical Insurance Coverage (Epic) Program
EPIC is a New York State sponsored prescription plan for senior citizens who need help paying for their prescriptions.
http://www.health.state.ny.us/nysdoh/epic/faq.htm