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Premium Rates for Standard Individual Health Plans

January 2007

If you find that you don’t qualify for a Self employed health insurance plan, the next option that you may want to consider is an Individual health insurance plan. Contact one of the insurance companies listed below for an application kit or if you need any additional information.

Rates may vary depending upon the month in which you enroll. To verify the rates listed below, please call applicable HMO directly.

Each rate table below contains three columns from left to right.  The first column contains the type of coverage; the second column contains the monthly premium rates for HMO plan and the third column contains the monthly premium rates for Point of Service Plan(POS).


Genesee County

Excellus Health Plan, Inc.
d/b/a Finger Lakes HMO

716/454-4810
800/462-0108

Type of Coverage HMO POS
Individual $707.33 $762.58
Double $1,414.63 $1,525.18
Family $2,121.93 $2,287.74

Excellus Health Plan, Inc.
d/b/a Univera Healthcare (WNY)

800/336-2014

Type of Coverage HMO POS
Individual $707.81 $826.79
Husband/Wife $1,415.62 $1,653.58
Parent & Child(ren) $1,280.42 $1,495.66
Family $2,279.86 $2,663.09

HealthNow New York, Inc.
d/b/a Community Blue
Blue Cross Blue Shield of Western New York
716/884-2800
800/544-2583

Type of Coverage HMO POS
Individual $814.25 $1,073.97
Family $2,252.53 $2,970.78

Independent Health Association, Inc.
716/631-5392
800/453-1910

Type of Coverage HMO POS
Individual $630.10 $788.97
Family $1,747.03 $2,187.52

Rochester Area HMO, Inc.
d/b/a Preferred Care
716/325-3920
800/800-7169

Type of Coverage HMO POS
Individual $855.26 $946.15
Double $1,368.41 $1,513.84
Family $1,967.09 $2,176.15

 

Courtesy of the NY State Insurance Department



Relevant Links

 

New York State Insurance Department
The Insurance Department is responsible for supervising and regulating all insurance business in New York State.
http://www.ins.state.ny.us/hp97wel.htm

 

Healthy New York
Healthy NY is a state program that offers subsidized and standardized insurance plans (offered by all HMO's) to qualifying Individuals, Sole Proprietorships & small Groups.
http://www.ins.state.ny.us/healthny.htm

 

Child Health Plus
New York State has a health insurance plan for kids, called Child Health Plus. Depending on your family's income, your child may be eligible.
http://www.health.state.ny.us/nysdoh/chplus/

 

Elederly Pharmaceutical Insurance Coverage (Epic) Program
EPIC is a New York State sponsored prescription plan for senior citizens who need help paying for their prescriptions.
http://www.health.state.ny.us/nysdoh/epic/faq.htm