- LARGEST SELECTION OF HEALTH PLANS
- NO PERSONAL INFORMATION COLLECTED
- INSTANT QUOTING PROCESS
IN ORDER TO QUALIFY
- To qualify for the Atlantis Healthy NY program, you must live or work in one of the five New York City boroughs (the Bronx, Brooklyn, Manhattan, Queens and Staten Island)
- You or your spouse must have worked at some time in the past 12 months.
- You must not be eligible for health insurance provided by your employer.
- You must meet income guidelines.*
- You must be uninsured for the 12 months prior to applying for Healthy NY or have lost coverage due to a specific event **
For those in need of health insurance, Vista Health Solutions can give you access to the most competitive health insurance plans in New York (with no personal information required to generate a quote). Vista Health Solutions can provide health benefits solutions for:
- Full-time employees who do not receive benefits from their employers Part-time employees
- Recent college graduates
- Students***
- Retirees who do not qualify for Medicare****
- Unemployed persons
PROVIDER
Insurance is provided by Atlantis Health Systems, Inc.
APPLYING
Unlike other health insurance websites, which require that you to provide personal information to generate a quote, our website only requires that you to enter your location ("county") and who will be covered by the insurance ("select your status"). You'll receive a list of plan options based on your eligibility. Choose which plan you'd like to apply for, fill out the simple one-page form and submit it online or through the mail.
A Note About Online Security: All information that you submit is directed through a 128bit SSL encryption, ensuring that all data passed is secure.
DEADLINES
The insurance policy is effective on the first of the month. The submission deadline is the 20th of the month prior
* Income Includes:
• Salary, wages, commissions, and royalties • Alimony received •Self-employment and rental income • Interest and dividends from investments and accounts • Government, civilian, and military retirement or pension • Social Security income • Unemployment and workers′ compensation benefits
Income Does Not Include:
• Public assistance • Supplemental Security Income (SSI) • Child support or foster care payments made to you • Profits from the sale of your residence • Account withdrawals or capital gains
Your total gross (before taxes are taken out) household income must not go above the program′s household income limitations. Income guidelines are based on your current income, which is your income over the past 4-6 weeks. You will be asked to submit proof of income with your application. For purposes of calculating your household size, count yourself, your spouse if your spouse lives with you, and dependent children, whether they live with you or not. Count all of these people, even if you are not going to include them on your Healthy NY policy. Do not count parents, roommates, or those not dependent on you for support. If your Income is over the stated guidelines, you will be redirected to www.nychealthplan.com , a website that focuses on individual non-healthy NY plans
** If you lost your health insurance coverage due to a specific event, you may still be eligible for Healthy NY if you meet all of the other eligibility requirements. Specific events include the following:
• Losing employment, changing to a new employer, leaving the workforce, or retiring • Death of a family member • Changing residence • Discontinuing a group health plan • Terminating or canceling COBRA coverage • Legal separation, divorce, or annulment • Losing eligibility for group health insurance coverage • Reaching the maximum age for dependent coverage
Please note that being unable to afford current health insurance premiums is not a specific event.
If you are eligible for COBRA coverage or currently have COBRA or other continuation-type coverage, then you may apply for Healthy NY. You are not required to apply for COBRA coverage. If you are currently enrolled in COBRA coverage, you are not required to keep it. If you have had coverage through a public program such as Family Health Plus, Child Health Plus, or Medicaid, you may still apply for Healthy NY, even if it was within the last 12 months
*** If you are a high school or college student aging off of a parent′s policy, you may be eligible for Healthy NY, even if you have had coverage within the past 12 months. You must meet all other eligibility requirements, including the work requirement. Part-time work, summer work, and work-study count towards the work requirement, as long the work was within the last 12 months and you received monetary compensation. Unpaid internships do not count towards the work requirement. Only include your income and that of your spouse, if applicable. Do not count your roommates′ or parents′ income, even if you live with them. When calculating family size, include yourself and your spouse and children, if applicable, even if you do not want Healthy NY coverage for them. Do not include parents or roommates.
**** If you are an early retiree who is not yet Medicare-eligible, then Healthy NY might be the answer to your interim health insurance needs. Early retirees may apply for Healthy NY as long as they meet the eligibility requirements, including working at some point within the last 12 months. You do not need to accept or exhaust COBRA coverage in order to apply for Healthy NY. Keep in mind that if you wait until you exhaust COBRA coverage to apply for Healthy NY, you will still need to show that you have had