Many employers of large corporations have utilized the last two months of each year to offer open insurance enrollment to their full time employees and some to their part time employees. The stress levels and anger, on the part of the employees is heard loud and clear because of the confusion of what is an [...]

Verifying employment status for the freelance and self-employed entrepreneur can be very difficult. This is a topic that is seldom discussed out in the open, but becomes a major issue when the freelance and self-employed entrepreneur wants to apply for a business loan and for self-employed health insurance. If it feels like you are jumping [...]

Wrapped inside the pages of The Patient Protection and Affordable Care Act is a passage that reflects upon how long-term medical care will be dealt with in the future years to come. There is a passage that represents the Community Living Assistance Services and Support Act or CLASS, as it will be called. This part [...]

COBRA insurance has been a great stopgap measure for all employees enrolled in the temporary insurance program. This is a last resort when an employee finds himself or herself in a position of being fired or laid off. In most cases, the COBRA health insurance, which is offered through the current employer, is a relatively [...]

The health care reform bill was explained away to the mass population as a tremendous cost saver with health care coverage for all. Every citizen will have equal health care coverage for a minimal cost that will easily fit into every household budget, unlike what the current health insurance providers are able to offer. We [...]

Sole proprietors, partnerships, and members of a limited liability or LLC are considered to be self-employed individuals in the eyes of the government. These constitute the majority of the small businesses that covet the country. Health insurance has always been an issue because of the high expense comparable to other surrounding larger businesses. The larger [...]

The health reform rules, laws, and regulations are providing a launch pad for employers to establish wellness programs in the workplace. This may sound like a wonderful idea to most individuals, but when you begin to analyze it, you have to wonder. Whom is the wellness program for and what is it about. Are the [...]

Many of you who are employed with an employer who still offers health insurance coverage as part of the hiring practice has received the new enrollment forms. You had many questions before filling out the application form. Were you confused by the way, the enrollment was presented. The cost of your annual health insurance policy [...]

Individuals, sole proprietors, and small businesses can now avail of comprehensive health insurance through Healthy New York (NY). With the streamlined benefit package, coupled with state funding, you and your family can now take advantage of more affordable health insurance. Additionally, uninsured sole proprietors and workers not provided with health insurance by their employers may [...]

Health Insurance Plan of Greater New York (HIP) is a member of the EmblemHealth group of companies. It is a non-profit health insurance service corporation formed under Article 43 of the New York Insurance Law and under Article 44 of the New York Public Health Law, it is certified to operate a Health Maintenance Organization. [...]