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Posts Tagged ‘new york health care’

Unconstitutional Health Care Reform

Friday, July 16th, 2010

On September 23, 2010, there will be another round of health insurance issues through the newly mandated, The Patient Protection and Affordable Care Act, which will unleash a few more of the new laws, rules, and regulations for, we the people to become accustomed. A few of the new health insurance laws going into effect are:

  1. Dependent children may remain on parent’s health insurance policy until age twenty-six
  2. Heath insurance providers may not discriminate against pre-existing health care conditions for anyone under the age of nineteen
  3. Health insurance providers are forbidden from charging co-payments or deductibles for Level A or Level B preventive health care and medical screening on all new health insurance plans

Keep the health insurance in mind, understand that Article 1, Section VIII, opening paragraph of the Constitution of the United States of America states very clearly the following fact.

“The Congress shall have Power to lay and collect Taxes, Duties,
Imposts, and Excises, to pay the Debts and provide for the common
Defense and general Welfare of the United States; but all Duties,
Imposts, and Excises shall be uniform throughout the United States”

The key words are “uniform throughout” and it is this simple phrase that constitutes the new health insurance bill unconstitutional. The other valid argument is simply that although federal law trumps state laws, it was the states that ceded certain powers to establish the federal government. The government did not establish the states, the reason why each state has its own seat of government with the exception of the state of Texas, which was its own country from 1836 to 1845 before joining the Union. The Tenth Amendment states the following:

“The powers not delegated to the United States by the Constitution,
nor prohibited by it to the States, are reserved to the States respectively,
or to the people.”

This is why in the current health insurance battle there are twenty-one states Attorneys General filing suit against the federal government because the federal government cannot mandate health insurance as a requirement of citizenship. The twenty-one state lawsuit against the federal government respectively states the favoritism. They are using such examples as the “Louisiana Purchase” and the “Corn Husker Kickback” as examples though there are more.

It is true that the United States is facing health care crises because the current road we are on is absolutely unsustainable. To date there is more money being disbursed than there is income.

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Sports Family Tax Tips

Monday, January 18th, 2010

There is any number of avenues for the active sports participant, whether football, baseball, soccer, motorcycle racing, drag strip racing, snow boarding, and many others to take during the hustle and bustle of the busy calendar ahead.

1.               Invest in a good, reputable, comprehensive health insurance plan

2.               Invest your time and money into a comprehensive bookkeeping software

3.               Set reminders for your quarterly tax payments

4.               Have a clear understanding of the self-employment tax

5.               In recent times the prescription drug program terminated a complete understanding of the self-employment tax.

6.               Try to establish a retirement plan as soon as possible

A good example of this is with the sports stars who are working diligently to level the playing field, especially with the many head injuries which can lead to mental illness in the later years of life. On some sites, they focus on a few players that are working hard for the health care benefit of all professional players.

The reason people like Frank Bruno, Tony Adams, and Marcus Trescothick are working diligently is because of the necessary health need provisions currently eliminated from major insurance policies.

1.              Chiropractic care

2.              Necessary health treatment for alcoholism

3.              Necessary health treatment for substance abuse

There is in place a $3000.00 cap on the total prescription drug package included with this throughout the country. This is due again to the high cost affordable health insurance and prescription medication.

The stop-loss medical provision was an introduction to cover up to 90% of claims between $30,000.00 and $100,000.00 for any individual, reducing the risk to the insurance carrier.  A multitude of the most recent changes to this medical health program, such as incorporating the choice of health benefits by recommendation.

Establishing a retirement plan is also a beneficial step because this will offer you peace of mind in your later years. Keeping track of all expenses through the years and aiming to have a clean slate when you decide to retire will also help make the transition a smooth one. Even those involved in sports for many years still need some type of individual health insurance compensation to fall back on because of the high cost of medical care.

It has recently come to light that about eighty-five of those involved with sports on any level including the sports icons suffer some form of mental illness in later years.

1.               An icon such as Dame Kelly Holmes began to discuss the emotional turmoil of mental distress and all that transpired in later years because of it.

2.               Another icon was Ronnie O’Sullivan “Snooker” who also opened up after suffering silently for many years.

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