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Family Health Plus – How do I apply for the plan?

Thursday, October 15th, 2009

Unlike many other plans to apply for the Family Health Plus Plan for health insurance you will be required to have a personal interview at which time you will also be required to complete an application form and provide various pieces of information.  At the same time, you will be expected to pick which health plan you are interested in being covered under.  It is important at this time to know which plan your current doctor is covered under and which facilities and services will work best for both you and your family members.  The Family Health Plus plan has special facilitators for enrolment available near your work or home location to make the enrolment process easier for you and to answer your questions, and some of these facilitators are even available after hours and on weekends, at locations throughout the State, to ease your concerns.

Often local social services officers and district representative are available to help you with your application into the Family Health Plus Plan, as well.  Either of these facilitators will be happy to make an appointment with you and to help you make your choice of health plan, as well as complete your application form.  To find out where to call to set up an appointment in your area, click on your county below:

Albany Allegany Bronx Broome Cattaraugus Cayuga Chautauqua Chemung Chenango Clinton Columbia Cortland Delaware Dutchess Erie Essex Franklin Fulton Genesee Greene Hamilton Herkimer Jefferson Kings (Brooklyn) Lewis Livingston Madison Monroe Montgomery Nassau New York (Manhattan) Niagara Oneida Onondaga Ontario Orange Orleans Oswego Otsego Putnam Queens Rensselaer Richmond (Staten Island) Rockland Saratoga Schenectady Schoharie Schuyler Seneca St. Lawrence Steuben Suffolk Sullivan Tioga Tompkins Ulster Warren Washington Wayne Westchester Wyoming Yates

During your interview with the facilitator, you will be asked questions about your family, income, resources, illnesses, injuries, housing expenses, residency, and other health insurance.  You will have to supply proof of residency, social security number, proof of birth, proof of resources, as well as other documentation as required by the facilitator.  After the application is complete, the facilitator will let you know if you are eligible and if you qualify for the health plan, you chose.

You will receive a letter notifying you that you are eligible and what health plan you have chosen, as well as a welcome letter and your member ID card in the mail.  If you require services before your member ID card arrives, you can use your welcome letter in its place at the doctors, clinic, or hospital in your health plan.  You will also receive a handbook about your health plan, which will explain to you what services you are covered for and how to get health care.  After that, you will receive a Benefit Identification Card, which will give; you access to your prescription drug benefits.

This can take up to two months to complete.  For additional information, contact Family Health Plus at 1-877-934-7587.

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Family Health Plus – What benefits can I receive?

Wednesday, October 14th, 2009

Once you are eligible and qualify to receive Family Health Plus, you are covered under a comprehensive health insurance plan that provides you with the services of a regular doctor, regular checkups and examinations, and visits to a specialist, if needed.  The coverage, under this plan, is quite extensive and includes family planning, reproductive health services, dental services (if offered through health plan), radiation and chemotherapy therapy, hemodialysis therapy, hospice care, equipment and supplies for diabetics, chemical dependence services, behaviour health services – mental health treatment, emergency room services, ambulance services, various medical equipment, hearing and visual services, speech services, smoking cessation, prescription drugs, inpatient and outpatient hospital care, and physician services.

The prescription drug portion of this plan is administered through the Medicaid program now so anyone on the previous Family Health Plus program will have their drugs covered as before, although they may require authorization first, and pharmacy benefits now include prescription drugs, insulin and diabetic supplies and equipment, smoking cessation product – over the counter as well, various over the counter medications from the Medicaid preferred drug list, hearing aids and batteries, and enthral formulae.

To receive these benefits you must use a New York State Benefit Identification Card.  Family Health Plus programs are provided courtesy of managed care plans and you must select a participating plan when you are applying for the Family Health Plus plan.  At the time of enrolling all efforts will be made to help you pick a plan that already includes your current physician and once enrolled, you will receive your New York State Benefit Identification Card for the pharmaceutical portion of your plan.

When choosing which health plan to go with, you need to take into account who your current physician is and what plan his services fall under, what services you and your family will require, and what health plans are currently available to you.  You must make sure that the doctor you wish to see is in the health plan you choose, as it is hard to change plans once enrolled.  If you do not choose, a plan that includes your current doctor you will not be able to use his services, or use the clinics or hospitals you formerly used, as your doctor will not be registered with the new medical facilities if you choose a different health plan than the one your doctor is registered with.

For additional information, contact Family Health Plus at 1-877-934-7587.

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