VISTA Health Solutions

• LOWEST PRICES AVAILABLE!
• LARGEST SELECTION OF HEALTH PLANS
• NO PERSONAL INFORMATION COLLECTED
• INSTANT QUOTING PROCESS

IN ORDER TO QUALIFY

• If not self employed, please click here
• Work a minimum of 20 hours per week and earn at least minimum wage
• Work & live in New York (depends on the insurance carrier)

Vista Health Solutions is a Licensed NY insurance agency dedicated to meeting the needs of the self-employed and the small business owner. Our goal is to provide you with the most competitive health insurance plans available in New York.

Unlike other health insurance websites which require you to provide personal information to generate a quote. Our website only requires you to enter your location ("county"), who will be covered by the insurance ("select your status") & your annual income (to see if you may qualify for Healthy NY).
Our search engine can identify if you meet the eligibility requirements for Healthy NY (a low cost option now available to the self employed). If you do qualify, then the application can be submitted directly online (though tax documentation will need to be forwarded through email, fax or snail mail). All information that you submit is directed through a 128bit SSL encryption, ensuring that all data passed is secure. If you discover that you don't qualify for Healthy NY, then the search engine will offer the next least expensive plan options.

The carriers that are currently offering options are; Empire Healthcare (traditionally known as BCBS, Blue Cross Blue Shield), Oxford, HIP (Health Insurance Plans of Greater New York), GHI (Group Health Incorporated) Atlantis, PerfectHealth as well as MDNY (Medical Doctors of New York) & Vytra Health Care.

Many of the companies quoted offer several different plans to choose from. With all plans, basic coverage includes Hospitalization, major medical, emergency care & many offering

prescription coverage. Each Carrier will require proof of your self-employment though tax forms and a minimum of the first month premium.

HIP, Atlantis MDNY & Vytra will require that you become a member of a low cost business association (IRBA LIA & NYSBG). However unlike other associations that require you to be a freelancer in a certain industry (computers, graphic design etc.) our associations just require you to be self-employed.

As Health Insurance brokers we are able to offer Managed care as well as Non-Managed care Health insurance products. Some of the more popular options offered are HMO's (Health Maintenance Organizations) POS (Point of Service plans) PPO's (Preferred Provider Organizations) EPO's (Exclusive Provider Organizations) as well as HSA's (Health Savings Accounts known as self funded), HDHP's (High Deductible Health Plans) CDHP's (consumer Directed/Driven) & Catastrophic health insurance (major medical included).

Read more about our Healthy New York Insurance offerings. Healthy New York supports comprehensive and quality health care insurance for employees and owners of small businesses (50 or fewer employees) in New York, their dependents and other qualified family members. Healthy New York also aids sole proprietors and those whose employers do not offer health insurance as part of an employment package in New York.